Homeowners insurance coverage and quotes
Home insurance premiums are soaring, and many families are considering a risky move: dropping their coverage altogether. Before you make that leap, let's talk about what's really happening and why it could be a devastating financial mistake.
Good news for Louisiana homeowners! If you thought you missed the boat on the Fortify Homes grant, a tech glitch has given you a second chance. Find out the new deadline and what you need to do right now.
A 50-year mortgage could lower your monthly payments, but the hidden costs are staggering. Let's break down whether this long-term loan is a smart move or a financial trap for homebuyers.
Dealing with separate home and flood insurance policies can be a nightmare. ShoreOne is changing the game in Rhode Island with a new policy that combines both under one roof.
Some potentially good news is brewing in the Florida insurance market. American Integrity is taking on 7,000 policies from the state-backed Citizens, a move that signals a slow but steady return of confidence from private insurers.
An insurance company agrees there's covered hail damage, enters the appraisal process, and then rejects the final six-figure award. We break down this shocking case and what it means for homeowners.
After devastating wildfires, Los Angeles County is launching a full-blown investigation into State Farm's claims process. We're breaking down what's happening, why it matters, and what it could mean for homeowners.
Private insurers are fleeing states like Florida and California, leaving homeowners in the lurch. Let's talk about why this is happening and if a bigger federal disaster insurance program is the only way to fix it.
For decades, home insurance has focused on the outside of a house, using public data to assess risk. But we're missing the biggest piece of the puzzle: your personal belongings. Let's talk about this massive blind spot and why it's a problem for everyone.
New York lawmakers are proposing a state-backed catastrophe fund to help stabilize the shaky home insurance market. Here’s a simple breakdown of what this could mean for your policy and your wallet.
We see the storms on the news, but the real disaster often happens afterward. A shocking number of homeowners discover—too late—that their standard policy doesn't cover flood damage.
We often see hurricanes devastate the Caribbean and think it's a distant problem. But as the remnants of Hurricane Melissa head for Northern Europe, it's time to ask: what does this mean for our homes and our insurance?