Articles about Climate Change & Insurance in Insurance
It's been a year since the devastating January 2025 LA wildfires. While many called it a once-in-a-generation event, the data suggests we might be facing these catastrophes far more often than our models predict.
Scientists are warning that hurricanes are getting so powerful they need a new category: Category 6. Let's talk about what's fueling these monster storms and what it could mean for your home insurance policy and premiums.
There's a staggering $255 billion flood protection gap, and our old insurance models are sinking. Let's talk about why this is happening and explore the smarter solutions, like parametric and captives, that are changing the game.
We're in a critical decade for climate action, and it's changing the very nature of risk. Let's talk about the 14 global trends that are reshaping the insurance industry and what they mean for you.
Fierce storms are causing chaos for South Africa's power supply, and the damage goes way beyond just sitting in the dark. Let's talk about what these outages mean for your appliances, your wallet, and what your insurance policy *actually* covers.
As climate change shifts from a future problem to a present-day reality, the focus is on adaptation. A new report shows the most effective methods aren't high-tech or expensive—they're surprisingly simple, and they have huge implications for your insurance.
If you've noticed your equine insurance premiums creeping up or the terms getting stricter, you're not imagining it. We'll break down the two big reasons why—fiercer storms and pricier vet care—and what it means for you.
Giant asset manager Apollo is overhauling how it values assets due to extreme weather. Find out why this shift to asset-level risk reviews is a massive signal for the insurance industry.
For the sixth straight year, insured losses from natural disasters have soared past $100 billion. It's a staggering trend, but it's not just about wilder weather. Let's break down what's really happening.
We all love green technology, but solar panels, electric vehicles, and mass timber construction are introducing some surprising new property risks. Let's talk about what they are and how you can protect your investments without giving up on sustainability.
Climate change is pushing Alaska's Arctic to a breaking point, and a proposed mining road could be the final straw. For the insurance industry, this isn't just an environmental story—it's a preview of a world where risk becomes certainty, and some things become simply uninsurable.
Zillow recently removed climate risk scores for floods and fires from its listings. This move might make homes look safer, but the real risk hasn't vanished—and it could lead to a massive insurance nightmare for unsuspecting buyers.