Excess & Surplus Lines Insurance

Think the California home insurance crisis is only about wildfire risk? Think again. A major shift is happening, and it's affecting more homeowners than ever for a surprising new reason.

I sat down with Scott Bayer, a 35-year veteran of the E&S insurance world, to get his take on its explosive growth. We talked about everything from underwriting in a hybrid world to the tech that's changing the game.

Ever feel like insurance is stuck in the past? Think again. We're breaking down two of the biggest shifts happening right now—AI and E&S—and what they mean for the future of your coverage.

The relationship between carriers and brokers feels more transactional than ever. Let's talk about what's really going on, how we can fix it, and where the biggest opportunities are hiding in the E&S space right now.

Brown & Riding just made a significant move, bringing industry veteran Carmen McKeon into their Underwriting & Select Accounts Division. Here's why this isn't just another new hire announcement, and what it signals about the company's future strategy.

The Texas Surplus Lines Association, Inc. just wrapped its 70th Annual Meeting, and we've got the scoop on the new leadership team. Let's meet the new President, officers, and directors who will be shaping the future of surplus lines in Texas.

For the past few years, the E&S property market has been a wild ride with soaring rates. But things are changing fast. Let's talk about why the good times are cooling off and what it means for insurers.

For the last few years, the E&S market has been on a hot streak. But now, AM Best is tapping the brakes, shifting the outlook from positive to stable. Let's break down what's really going on and why it matters.

AM Best has shifted its view on the U.S. E&S insurance market from negative to stable. Let's break down what this change really means and why a little 'boring' might be exactly what the industry needs right now.