Small business insurance solutions
A Massachusetts food distributor is paying a steep $1.1 million penalty after a deadly ammonia release. Let's break down what went wrong and how you can protect your own business from a similar financial and reputational nightmare.
You bought cyber insurance, so you're covered, right? Unfortunately, many small business owners are facing a shocking reality when they file a claim. Let's talk about the costly disconnect between what you think your policy covers and what it actually does.
That recent Verizon outage was a headache for thousands. But what happens when a simple service disruption shuts down your business? Let's talk about what your insurance actually covers (and what it doesn't).
Big news from the federal government on cannabis has everyone talking, but what does it really mean for your business? Let's break down the good, the bad, and the unexpected when it comes to your insurance coverage.
A textile company lost $1.4 million to a common email scam. When they turned to their crime insurance, they were denied. Here's the shocking reason why, and what it means for your business.
When trade wars hit, small businesses feel the shockwaves. We'll look at how tariffs forced two California business owners to scramble and what it means for your own risk management plan.
Cyber insurance has changed. It's no longer just about getting a check after a data breach. Today, businesses expect proactive services, help with vendor risk, and smarter underwriting—transforming insurance from a safety net into a strategic partner.
You might see headlines about the Supreme Court and tariffs and just keep scrolling. But these high-level decisions create real-world ripples that can hit your business insurance policies in surprising—and expensive—ways. Let's break down what's at stake.
News of protests and city-wide disruptions is unsettling. For a business owner, it raises a critical question: if your doors are forced to close, does your insurance have your back? Let's talk about what's really covered.
Ever feel like the cyber insurance market is constantly shifting? You're not alone. Let's cut through the noise and look at the top 10 carriers by market share, so you know who the real heavyweights are.
Remember when getting cyber insurance felt impossible? The market has finally calmed down, but not because the threats are gone. Here’s the real story behind the shift and what you need to know now.
A recent North Carolina Supreme Court ruling has major implications for workers' comp liability. We break down the case and what it means for any business that hires contractors or off-duty help.