Articles about Financial Planning in Insurance
A new bill, the Automatic IRA Act of 2025, aims to give millions of working Americans access to a retirement plan through their job. Find out how auto-enrollment and lifetime income options could change the game for your financial future.
Changing your broker-dealer is one of the biggest moves you can make in your career. Before you jump, here are five hard-won lessons I learned that will save you time, stress, and maybe even your sanity.
A bipartisan bill called the INVEST Act is heading to the House, and it could finally give teachers and nonprofit workers the same low-cost retirement investment options as their 401(k) counterparts. Find out what this means for your savings and access to annuities.
Worried about paying for long-term care insurance you might never use? This article breaks down the concept of opportunity cost and shows how a Long-Term Care (LTC) annuity can solve the "use it or lose it" dilemma.
Everyone worries about market crashes affecting their IUL policy. But what if the bigger threat is a hidden lever the insurance company controls? Let's talk about cap rates and why they can make or break your policy's long-term growth.
It's a common myth that annuities are only for people in their 50s or 60s. But with longer lifespans and a need for guaranteed income, many people in their 70s and 80s are finding they're a perfect fit. Let's talk about why age is just a number when it comes to securing your retirement.
If you're over 50 and earn a high income, a big change is coming to your 401(k) catch-up contributions in 2026. Let's break down what the SECURE 2.0 Act means for your retirement and tax strategy.
A recent survey shows many Americans rely on gut feelings and "vibes" for major purchases. As an insurance pro, you rank lower than Google and social media. Let's talk about how to bridge that gap.
A recent survey reveals that almost half of Americans plan to claim Social Security before their full retirement age. We'll break down the surprising reasons why and what this choice could mean for your financial future.
A fascinating study reveals that as investors get older, their retirement strategies become far more diverse and hands-on. Discover why a one-size-fits-all approach to your 401(k) might not work as you near retirement.
We used to think of cyberattacks as a problem for giant corporations. But the biggest threats are now aimed at individuals—and they can derail your clients' financial futures. Here's why you need to be part of the conversation.
Your life changes every year, but does your home insurance policy? If you haven't reviewed your coverage recently, you might be dangerously underinsured. Here’s why a yearly policy check-up is a non-negotiable part of smart homeownership.